Chelsea is a medium-sized coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Massachusetts. With a population of 38,319 people and nine associated neighborhoods, Chelsea is the 40th largest community in Massachusetts. Chelsea has an unusually large stock of pre-World War II architecture, making it one of the older and more historic cities.

Housing costs in Chelsea are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in Massachusetts.

Telecommuters are a relatively large percentage of the workforce: 9.58% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Chelsea is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Such areas are often places that visitors and locals go for waterfront activities or taking in the scenery.

In Chelsea, however, the average commute to work is quite long. On average, people spend 32.91 minutes each day getting to work, which is significantly higher than the national average. One bright side is that local public transit is widely used, so it may be an option to avoid the headache of driving in the heavy traffic by leaving the car at home and taking transit. In addition, the city is also quite pedestrian-friendly, because many neighborhoods are very dense and have amenities close enough together that people find it feasible to get around on foot.

Like elsewhere in America, most people in Chelsea use a private automobile to get to work. But notably, a substantial number of Chelsea‘s citizens do make use of public transit in their daily commute, primarily riding the bus. This helps more people get to work with less air pollution, and require fewer highways to get them there.

The population of Chelsea overall has a level of education that is slightly above the US average for all US cities and towns of 21.84%. Of adults 25 and older in Chelsea, 21.98% have at least a bachelor's degree.

The per capita income in Chelsea in 2022 was $31,544, which is low income relative to Massachusetts, and middle income relative to the rest of the US. This equates to an annual income of $126,176 for a family of four. However, Chelsea contains both very wealthy and poor people as well.

Chelsea is an extremely ethnically-diverse city. The people who call Chelsea home describe themselves as belonging to a variety of racial and ethnic groups. People of Hispanic or Latino origin are the most prevalent group in Chelsea, accounting for 64.97% of the city’s residents (people of Hispanic or Latino origin can be of any race). The greatest number of Chelsea residents report their race to be White, followed by Black or African-American. Important ancestries of people in Chelsea include Italian, Irish, Brazilian, English, and German.

Foreign born people are also an important part of Chelsea's cultural character, accounting for 45.26% of the city’s population.

The most common language spoken in Chelsea is Spanish. Other important languages spoken here include English and Portuguese.