Indian Rocks Beach is a very small coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 3,658 people and two associated neighborhoods, Indian Rocks Beach is the 315th largest community in Florida.

Indian Rocks Beach home prices are not only among the most expensive in Florida, but Indian Rocks Beach real estate also consistently ranks among the most expensive in America.

Also of interest is that Indian Rocks Beach has more people living here who work in computers and math than 95% of the places in the US.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 27.53% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Another notable thing is that Indian Rocks Beach is a major vacation destination. Much of the city’s population is seasonal: many people own second homes and only live there part-time, during the vacation season. The effect on the local economy is that many of the businesses are dependent on tourist dollars, and may operate only during the high season. As the vacation season ends, Indian Rocks Beach’s population drops significantly, such that year-round residents will notice that the city is a much quieter place to live.

Indian Rocks Beach is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

Being a small city, Indian Rocks Beach does not have a public transit system used by locals to get to and from work.

The education level of Indian Rocks Beach ranks among the highest in the nation. Of the 25-and-older adult population in Indian Rocks Beach, 45.21% have at least a bachelor's degree. The typical US community has just 21.84% of its adults holding a bachelor's degree or graduate degree.

The per capita income in Indian Rocks Beach in 2022 was $68,585, which is wealthy relative to Florida and the nation. This equates to an annual income of $274,340 for a family of four. However, Indian Rocks Beach contains both very wealthy and poor people as well.

Indian Rocks Beach is a somewhat ethnically-diverse city. The people who call Indian Rocks Beach home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Indian Rocks Beach residents report their race to be White, followed by Asian. Important ancestries of people in Indian Rocks Beach include German, Irish, English, Italian, and European.

The most common language spoken in Indian Rocks Beach is English. Other important languages spoken here include Spanish and French.