Carmel is a somewhat small town located in the state of New York. With a population of 7,538 people and five associated neighborhoods, Carmel is the 228th largest community in New York. Housing costs in Carmel are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in New York.Unlike some towns where white-collar or blue-collar occupations dominate the local economy, Carmel is neither predominantly one nor the other. Instead, it has a mixed workforce of both white- and blue-collar jobs. Overall, Carmel is a town of professionals, sales and office workers, and service providers. There are especially a lot of people living in Carmel who work in teaching (15.45%), management occupations (12.45%), and office and administrative support (9.10%). Also of interest is that Carmel has more people living here who work in computers and math than 95% of the places in the US. One interesting thing about the economy is that relatively large numbers of people worked from their home: 11.35% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. One downside of living in Carmel is that it can take a long time to commute to work. In Carmel, the average commute to work is 36.89 minutes, which is quite a bit higher than the national average. On the other hand, local public transit is widely used in the town, so leaving the car at home and taking transit is often a viable alternative. Even though Carmel is a smaller town, it has many people who hop on public transportation – mostly the train for their daily commute to work. Typically, these people are commuting to good jobs in the surrounding cities.The population of Carmel is very well educated relative to most cities and towns in the nation, where the average community has 21.84% of its adult population holding a 4-year degree or higher: 38.80% of adults in Carmel have a bachelor's degree or even advanced degree. The per capita income in Carmel in 2022 was $52,888, which is upper middle income relative to New York, and wealthy relative to the rest of the US. This equates to an annual income of $211,552 for a family of four. Carmel is a somewhat ethnically-diverse town. The people who call Carmel home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Carmel residents report their race to be White, followed by Black or African-American. Carmel also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.15% of the town’s residents. Important ancestries of people in Carmel include Italian, Irish, German, Polish, and English. The most common language spoken in Carmel is English. Other important languages spoken here include Spanish and Italian.
